Show HN: I built a (legit) AI mortgage document analyzer that saves you money

2 points by matthew-morfi 16 hours ago

Hi guys, ten months ago I left my investment banking, software engineering, job to build software products for mortgage originators (morfi.com). I mostly build white-label products that mortgage companies can deploy to their consumer-facing websites, or use in their back offices to improve operations.

I recently completed this AI Loan Estimate Analyzer product for a client. It uses AI to analyze a borrower's loan estimates or closing disclosures, and then uses an intelligent recommendation engine to suggest various ways you could improve your loan terms (saving you money).

Some months ago, another developer posted their version of an AI Loan Estimate Analyzer, but a lot of the comments were about privacy, security and fraud concerns. In part, it was concerning that they were collecting and analyzing consumers' loan estimates without being a licensed mortgage company.

In our case, we've partnered with reputable, licensed, mortgage companies (white-labeling our software), so borrowers can feel confident that their data isn't used in fraudulent ways. The analysis is done between the user and a licensed mortgage company, and the data is secure.

Can you guys try it out and offer feedback? If you happen to be currently a mortgage, it'll likely help you save money.

AI LE Analyzer: oxford.loan-estimate-analysis.morfi.com

In this case, I white-labeled the tool for my client "Oxford Home Lending" by using subdomains and a site configuration database, so Oxford's version of the AI LE Analyzer is styled to match their existing brand.

Oxford is a reputable mortgage lender based in Columbus, OH and they are a subsidiary of Lower.com which is an even larger digital mortgage lender that's based in Columbus, OH.

Thanks!

For context - this is the other AI LE Analyzer post: https://news.ycombinator.com/item?id=42149044